From Oqood to title deed
- Off-plan sale. The developer registers the sale in the interim register through Oqood.
- Completion. The project is completed and registered with DLD.
- Payment clearance. The developer confirms the unit is fully paid. Buyers with a mortgage also need the bank's documents and a no-objection certificate.
- Registration. The unit moves to the main register and DLD issues the title deed.
Inside the developer
Developers usually run title deed registration as a service request: finance confirms payment clearance, the CRM team starts the application, legal confirms the deed is ready for submission, the customer is given an appointment and the registration is completed. On post-handover plans, payment clearance for handover and for the title deed are separate milestones.
Frequently asked questions
When does an off-plan buyer receive the title deed?
After the project is completed and registered with DLD and the unit is fully paid. Buyers on post-handover payment plans usually receive the keys first and the title deed once the plan is paid off.
Is the Oqood certificate a title deed?
No. The Oqood certificate shows the off-plan sale is registered in the interim register. The title deed is issued for completed property in the main register.
What happens to the title deed if the unit is mortgaged?
The mortgage is registered against the property. Developers and banks usually need a no-objection certificate and the bank's documents before the title deed process for a mortgaged unit can complete.
Sources
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